Get Competitive Directors and Officers Liability Insurance Quotes from Our Trusted Insurance Partners

If you serve on the board of a public corporation, private company, or non-profit organization, you're expected to protect the organization’s interests and operate within applicable laws and governance standards. Directors and officers (D&O) have a duty to act diligently, loyally, and in accordance with organizational bylaws—and yet, they can still be held personally liable for decisions and actions made in their official capacity.

D&O liability insurance protects board members and executive officers from personal financial loss stemming from lawsuits or allegations of wrongful acts. These can include claims brought by employees, shareholders, customers, competitors, government bodies, or regulatory agencies.

Core Duties of Directors and Officers:

Duty of Diligence (Duty of Care): Act reasonably, in good faith, and in the organization’s best interest

Duty of Loyalty: Put the organization’s interest ahead of personal gain

Duty of Obedience: Follow bylaws and act within the organization’s legal scope

Who Needs D&O Insurance? Any organization with a governing board can be exposed to liability, including:

Non-profits and charitable organizationsReligious groups and educational institutionsSports clubs and community associationsCultural organizationsPrivately-held and family-owned businesses

Why Choose Vanguard for D&O Liability Coverage? Our licensed brokers will:

Identify your organization’s unique D&O exposuresTailor an effective liability insurance policy specific to your governance risksRecommend optimal coverage limits and optionsProvide guidance throughout the quoting and coverage selection process

Let Vanguard help safeguard your leadership team’s personal and organizational liability. Contact us today to arrange a custom D&O insurance policy.