Terms of Use

Welcome to MyVanguard.ca, the official website of Vanguard Insurance. These Terms of Use outline the conditions under which you may access and interact with our website. By using this site, you agree to comply with the terms outlined below. If you do not accept these terms in full, please refrain from using our website.

1. Terminology

In these Terms:

• “User,” “You,” “Your” refers to the individual accessing or interacting with our website.

• “Vanguard Insurance,” “We,” “Our,” “Us” refers to the owners and operators of this website.

• “Site” refers to https://myvanguard.ca and any associated pages or content.

All usage of these terms—regardless of capitalization, singular/plural forms, or gender—are intended to be interchangeable and refer to the same concepts.

2. Use of Cookies

Our site uses cookies to enhance user experience. By continuing to use myvanguard.ca, you consent to our use of cookies as described in our Privacy Policy. Cookies may help us recall user preferences or improve website functionality. Some cookies may also be set by third-party services we partner with.

3. Intellectual Property

Unless otherwise stated, all content on this website is the intellectual property of Vanguard Insurance or its licensors. All rights are reserved.

You may:

• View and print pages for personal, non-commercial use.

You may not:

• Republish content from myvanguard.ca without permission.

• Sell, license, or rent our material.

• Copy or reproduce material for commercial use.

• Redistribute content unless specifically permitted.

4. Linking to Our Website

The following types of organizations may link to our website without prior written approval:

• Government bodies

• Major search engines

• Accredited news outlets

• Online directories

These entities may link to our homepage or other content, provided the link:

• Is not misleading;

• Does not imply sponsorship or endorsement;

• Fits contextually within the linking site.

We may, at our sole discretion, approve link requests from additional organizations such as:

• Industry directories

• Non-profits or associations

• Educational institutions

• Business or professional networks

To request linking permission, email us at [Insert Contact Email]. Include your name, organization, contact details, linking URL(s), and the page(s) you intend to link to. We aim to respond within 2–3 weeks.

Approved links may use:

• Our business name,

• The specific page’s URL,

• Or a contextual description of the linked content.

Use of our logo, branding, or design elements requires prior written authorization.

5. Iframes

You may not frame our website or embed its content in a way that modifies its appearance or presentation, unless you have received our express written consent.

6. Right to Modify or Remove Links

We reserve the right to:

• Request removal of any link to our site, for any reason.

• Modify these Terms of Use at any time without prior notice.

Continued use of our site or continued linking to it implies your acceptance of any revisions to these terms.

If you believe a link on our site is inappropriate or offensive, contact us. While we consider all requests, we are under no obligation to remove specific links.

7. Website Content and Availability

We make every effort to ensure that content is accurate and up to date, but we make no guarantees. We do not warrant that our website will always be available or that its content is free from errors or omissions.

8. Content Liability

We assume no responsibility for content that appears on external sites linking to ours. You agree to defend and hold us harmless from all claims arising from or related to your website. Links to our website must not appear on pages containing unlawful, offensive, or harmful content, or any content that infringes upon third-party rights.

9. Governing Law

These Terms are governed by and construed in accordance with the laws of the Province of [Insert Province, e.g., Ontario], and the applicable federal laws of Canada. Any disputes related to these terms will be subject to the exclusive jurisdiction of the courts in that province.

10. Contact Us

If you have any questions about these Terms of Use, you may contact us at:

Vanguard Insurance

Website: https://myvanguard.ca

Email: [email protected]

Phone: (416) 329-5187

Mailing Address: 100 Drumlin Cir, Suite 101 Concord, ON L4K 3E5