Get Competitive Professional Liability & Life Agents E&O Insurance

Professional liability also known as errors and omissions (E&O) insurance—protects professionals and their businesses from the costs of legal defense and financial damages when claims arise from acts of professional negligence, whether or not the claim is valid.

If your service or advice results in financial loss or missed obligations for a client, you could be exposed to a lawsuit. Whether it’s a missed deadline, an overlooked detail, or a perceived failure to deliver on services promised, professional liability insurance is your safeguard.

What We Cover:

Professional Liability (E&O): Covers legal fees, settlements, and court-awarded damages due to claims of professional negligence.

Example Scenarios: A client claims that your advice led to financial harm, or you miss a critical detail that causes them to lose access to agreed-upon services.

Life Agents E&O Insurance (Powered by Vanguard & Berkley Insurance Company) For licensed life insurance and accident & sickness agents in Ontario, Vanguard offers instant access to Life Agents E&O insurance through a fast, secure online process. Coverage applies to professionals involved in life insurance, RRSPs, RRIFs, RDSPs, RESPs, GICs, and other registered investment products.

Key Benefits:

- Coverage limits up to $2 million

- Premiums starting at just $495

- Monthly payment options available

- Instant quote and same-day policy access

Covered Roles Include:

- Licensed Life Agents

- Licensed Accident & Sickness Agents

- RRSP / RRIF / RDSP / RESP / TFSA / GIC Consultants

- Registered Investment Product Advisors

Industry Facts:

Over 155,000 Canadians work as life and health agents60% of Canadians (22 million) hold $4.7 trillion in life insurance coverageFSRA oversees approximately 45,000 licensed life insurance agents in Ontario

With a click of a button, secure the Life Agents E&O insurance coverage that best matches your specific services. Vanguard ensures your policy is tailored to your operations so you can focus on your clients with confidence.

Purchase your Life Agents E&O insurance package today.