Pool & Spa Insurance

Get Competitive Pool & Spa Insurance Quotes from Our Trusted Insurance Partners

Ontario saw over $3.4 million in permits for new in-ground swimming pools last year alone—a clear sign that homeowners want to make the most of Canadian summers. If you're a swimming pool contractor, you know your work is both in high demand and high risk.

From liability concerns to equipment breakdowns, running a swimming pool construction company comes with unique challenges. That’s why having customized insurance coverage is critical. At Vanguard, we offer tailored swimming pool contractor insurance that aligns with your specific business operations and risk profile.

Key Coverages for Pool Contractors:

- General Liability: Covers third-party injury or property damage claims. This includes legal costs, settlements, and judgments—particularly vital for slip and fall claims.

- Pollution Insurance: Especially important if you also provide pool maintenance. Covers claims arising from chemical use and environmental exposure.

- Commercial Auto Coverage: Covers business vehicles, including attached equipment and tools. We ensure your vehicle use is accurately disclosed.

- Equipment Breakdown: Covers repair or replacement costs for malfunctioning or damaged equipment.

- Business Interruption Insurance: Reimburses lost income during equipment failure or while claims prevent operations.

- Building & Property Insurance: Protects your business premises and inventory from insured events like fire, theft, or vandalism.Installation

- Floater Insurance: Covers materials while in transit, on-site, or during installation—important since you're responsible even if you don’t own the materials.

Why Choose Vanguard for Swimming Pool Contractor Insurance?

- Preferred rates and dedicated pool industry programs

- Over 15 years of experience in the Pool & Hot Tub sector

- Led by Michael Di Nardo, a recognized expert in pool contractor insurance

- Supportive claims assistance and expert underwriting guidance

Whether you're building luxury backyard retreats or installing community pools, Vanguard has the industry insight and coverage options you need to stay protected. Request a custom quote today.


Get in touch with us

We’re here to help you protect what matters most. Whether you have questions about coverage, need a quote, or want expert advice, our team is ready to assist you.

Let’s protect your future together.

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  • 100 Drumlin Cir, Suite 101 Concord, ON L4K 3E5

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  • (647) 977-9058

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