Get Competitive Professional Liability Insurance Quotes from Our Trusted Insurance Partners

Welcome to Professional Liability Insurance with Vanguard. Whether you’re an independent professional or operate a business with up to 20 employees, we offer a fast, seamless way to get the coverage you need to protect your operations, your clients and your peace of mind.

Also known as Errors and Omissions (E&O) Insurance, professional liability coverage protects you from claims of negligence, misrepresentation, or failure to perform your professional duties. It covers legal fees, settlements, and court judgments even if you’re not found liable.

What We Cover:

Errors & Omissions: Covers legal fees and settlements for professional negligence, whether or not you’re found liable.

General Liability: Covers bodily injury, property damage, and personal injury claims arising from your business operations.

Contents Coverage: Covers costs to repair or replace personal property in the event of fire, theft, or accidental damage.

Example: A publishing firm accidentally uses copyrighted images in a client project and is sued for copyright infringement. Professional liability insurance would help cover legal costs and damages.

Coverage Highlights:

Coverage limits up to $5 million

Add-ons available for general liability, privacy breach, and COED packages

Direct online quoting, binding, and instant access to policy documents

Covered Professions Include: Accountants, Architects, Business Consultants, Chiropractors, Engineers, Home Inspectors, HR Consultants, IT Specialists, Interior Designers, Media Professionals, Paralegals, Photographers, Project Managers, Staffing Agencies, Therapists, Travel Agencies, Website Designers, and more.

Industry Facts:

- Professional liability claims are on the rise due to miscommunications and unmet expectations

- Non-licensed professionals such as tech consultants still require E&O coverage

- Specialized forms exist like Malpractice Insurance (for healthcare professionals) and Lawyers Professional Liability

With so many different professions at risk, Vanguard will ensure you get the right professional liability insurance for your unique practice. Sign up online today—or contact a licensed Vanguard broker for personal assistance.